Living in South Korea as an expat comes with many perks, but navigating the local banking system can be tricky—especially when it comes to mobile banking. Whether you’re here for work, study, or long-term stay, having the right banking app can make your life a lot easier. In this post, we’ll cover the top mobile banking apps in Korea that support foreign users, offer English interfaces, and make daily financial tasks convenient.
Why Mobile Banking Apps Are Essential in Korea
South Korea is one of the most digitally advanced countries in the world, and banking is no exception. Most banks offer sophisticated mobile apps that allow you to:
- Transfer money domestically or internationally
- Check balances and transaction history
- Pay bills and mobile phone charges
- Access ATM and branch services
However, not all banking apps are foreigner-friendly. Language barriers, complicated sign-up procedures, and security layers can be overwhelming. That’s why we’ve narrowed down the best options below.
1. KEB Hana Bank – Global One Banking
KEB Hana Bank has long been known for its expat-friendly services. Their Global One Banking app is one of the best mobile banking apps in Korea for foreigners. It offers a full English interface, foreign remittance services, and easy ATM access across the country.
Key Features:
- English-language support
- Open a bank account as a foreigner with ARC (Alien Registration Card)
- Easy remittance options with low fees
- Mobile OTP and biometric login
👉 Check out KEB Hana Bank’s Global Banking website here
2. Woori Bank – WON Banking App
Woori Bank is another solid option for expats. The WON Banking app now offers an English version and provides services tailored to non-Korean speakers. Woori also has a dedicated customer service center for foreigners.
Why expats love it:
- Simple account opening process
- ATM locator and language support
- Supports global transfers and currency exchange
- Clean UI and regular updates
👉 Visit Woori Bank’s official website for more details
3. KakaoBank – The Digital Favorite
If you’re comfortable using Korean apps and have some basic language skills, KakaoBank might be the most convenient and modern mobile banking experience in Korea. While it’s not fully in English, many expats still use it thanks to its user-friendly design and integration with KakaoTalk.
Why consider KakaoBank:
- Simple and fast money transfers
- Seamless app-to-app communication
- No fees for basic account usage
- Supports foreign remittance (though limited)
👉 Learn more on KakaoBank’s official site
4. Shinhan SOL – Smart Banking with Global Touch
Shinhan Bank’s SOL app recently improved its global service offering. With support for multiple languages including English, Chinese, and Vietnamese, it is gradually becoming a go-to choice for foreigners.
Benefits include:
- Multilingual UI
- Solid mobile security
- Option to set up overseas remittance online
- Integration with credit card services
👉 Explore Shinhan Bank’s English homepage
5. Toss – Modern Fintech for Korean Residents
Toss is Korea’s leading fintech app and is popular among young locals. While it’s not officially optimized for foreigners yet, some expats with fluent Korean or F-series visas use it successfully.
What makes Toss unique:
- Beautiful UI and real-time spending notifications
- Budgeting tools and credit score tracking
- Quick transfers and QR payments
👉 Visit Toss’s website for features and app download
Can Foreigners Open a Bank Account in Korea?
Yes, but you’ll typically need:
- Your passport
- Alien Registration Card (ARC)
- Local Korean phone number
- Proof of address (sometimes)
Some banks have different requirements depending on your visa status. KEB Hana and Woori Bank are generally the most flexible for newly arrived expats.
Tips for Using Korean Mobile Banking Apps
- Make sure your name matches your passport exactly when registering
- Use a Korean phone number registered in your name
- Enable biometric login if possible—it simplifies access
- Update apps regularly for security
Also, some apps require installation of additional security programs or certificates. Don’t be alarmed—it’s common in Korea due to strict online security standards.
Final Thoughts: Which App Should You Choose?
If you’re looking for full English support and ease of use, go with KEB Hana Global Banking or Woori WON Banking. If you prefer sleek design and already use KakaoTalk daily, KakaoBank might be worth trying. For tech-savvy users, Toss and Shinhan SOL provide extra tools and integrations.
Whatever app you choose, be sure to check which one best matches your visa type, language comfort level, and daily banking needs.
👉 Start with KEB Hana Bank if you’re new to Korea and need a foreigner-friendly banking experience